Mortgage Loans

At MinnStar Bank, we understand that purchasing a home is a very significant event and we look forward to helping you achieve your homeowner goals. Our home lending offers flexibility and we have the ability to work with your preferred closing title company or attorney. We work with you to agree upon timelines and stick to it so you can begin to enjoy your new home. As a mortgage customer, you’ll receive timely turnaround and in-house underwriting for a variety of mortgage loans, including:

• Conventional
• Jumbo
• In-House Financing
• Construction Loans
• USDA Rural Housing Loans
• FHA Loans
• VA Loans
• Land Loans
• Investment Loans

Whether you are interested in a qualifying for a mortgage loan or our preferred mortgage program, please be prepared to provide the following:

• Completed loan application
• Proof of current year’s income (pay stub, earnings record, etc.)
• Filed Federal Tax Returns from the previous two years
• Cost plan from builder or information on the new home to purchase
• Ballpark figure of down payment (savings, other accounts, anticipated net funds from a current home sale, etc.)