Ag Loans

At MinnStar Bank, we offer a complete line of agricultural banking services, including loans to grow your operation. From annual operating loans, term loans for machinery, equipment and livestock facilities, loans to finance renewable energy investments and real estate loans, our expert loan officers have the experience and market know-how to assist you with all your agricultural credit and financial needs.

Operating Lines of Credit

MinnStar Bank offers very competitive Agriculture Operating Lines of Credit to finance both crop and livestock farming operations. We will work with farm operators to prepare an annually updated FINPACK Financial Analysis on their farm operation as part of the annual loan renewal process. This is very beneficial to farm operators in helping manage their farm business. We also offer special financial incentives to farm operators that enroll in the South Central College Farm Business Management Programs.

Term Loans

MinnStar Bank offers a variety of Agriculture Term Loans to finance farm machinery and equipment purchases, new or remodeled grain or livestock facilities, investments in renewable energy and tile drainage upgrades. These term loans have competitive interest rates and are set up with loan provisions that meet the farm operator’s farm business needs.

Real Estate Loans

MinnStar Bank offers Real Estate Loans to assist farm operators and others with purchases of tillable farm land, assist farm families with purchasing farm sites or making improvements to family homes or other farm buildings. MinnStar Bank Real Estate Loans offer competitive rates and are set up with terms to meet the needs of the farm customer. MinnStar Bank is able to offer long-term financing on farm real estate by partnering with FarmerMac loan programs. MinnStar Bank also assists younger farmers with farm real estate purchased though the utilization of Farm Service Agency beginning farmer loans and FSA loan guarantees, as well as loan programs available through the MN Department of Agriculture Rural Finance Authority.